Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Finding the right high-yield savings account can have a big impact on your earnings, especially right now.

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Check out Money’s picks for the best banks for high-yield savings accounts in 2026.

A high-yield savings account can help you earn the most on your savings ...

While Fed rate decisions influence what you earn on savings, the type of bank and account you choose matters more than actual ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...