Credit cards are a slippery slope for many people. It’s important to have one for emergencies, online booking and to build credit. But credit can also seem like “free money” at times, making it all ...

When it comes to managing personal finance, many people believe that closing unused credit cards can simplify life and reduce financial risks. However, experts warn that this seemingly smart move can ...

As December rolls in, many people take stock of their finances before stepping into a new year. A year-end financial review often leads to decisions such as streamlining expenses, reorganising debt, ...

Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

A lot of people try to simplify their wallet by canceling a card they never use. The oldest one is often the first to go. But that move can backfire. Your oldest credit line plays a bigger role in ...

Cancelling a credit card might seem like a simple way to cut costs, but it can impact your CIBIL score. While the dip is ...

But before you call the bank, it’s worth understanding how closing a credit card can influence your credit score. It’s not automatically bad. But it’s not always harmless either.

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...