Dear Dave, My wife and I have paid off all of our credit card debt, but she doesn’t want to follow your suggestion to cut up ...

A cap on rates sounds like a dream for borrowers, but experts warn it could turn into a nightmare for some.

Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.

My wife and I have paid off all of our credit card debt, but she doesn’t want to follow your suggestion to cut up the cards ...

Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high ...

IF YOU HAVE CREDIT CARDS, LOANS AND A SAVINGS ACCOUNT, THE RECENT CUT BY THE FEDERAL RESERVE ON SHORT TERM INTEREST RATES LIKELY IMPACTS YOU. CONSUMER REPORTS BREAKS DOWN THE CHANGES YOU MIGHT SEE ON ...

Cantankerous and increasingly cautious consumers — perhaps put on edge by seemingly shrinking paychecks, a weaker job market and stubbornly high prices — gave the Federal Reserve more room to cut ...