Homeowners often see a mortgage as one of their largest financial commitments, and paying it off faster can feel like a major financial win. Extra payments toward the principal reduce the balance more ...

You don’t always need 20% down — here’s how to pay less ...

DPR’s Q4 2025 index reports 2,619 down payment assistance programs nationwide, a 6% annual increase, with growing support for first-time and first-generation buyers. AI Summary Down Payment Resource ...

Even though down payments remain an obstacle to prospective homebuyers across the country, affordability conditions have improved significantly in the past three years. That’s the key takeaway from a ...

There are a number of hurdles on the pathway to becoming a homeowner, but for many people, one of the first and particularly daunting challenges is the down payment. Even if you are getting a mortgage ...

Maybe your resolution for 2026 is to pay down debt, start your retirement savings, or save for a big ticket item. Maybe you need help with personal finance but don't know where to start. Either way, ...

Imagine you have $50,000 to give to your daughter and her husband for a down payment on their new home. The question is, will you owe gift taxes because of your generous gesture? Despite popular ...