The top nationwide rate for a 1-year CD rose to 4.25% today, and you also have the option to choose a shorter 3-, 6-, or ...

We scoured all the options to find the highest CD rates of February 2026, as well as the most accessible ones ...

Read on to learn about the best banks for CD rates in 2026.

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

There's still time to lock in a great annual percentage yield (APY) on a certificate of deposit -- but don't wait too long. While the Federal Reserve held interest rates steady at last week's meeting, ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Every CD listed below comes from an FDIC-insured bank, so your deposits are protected up to $250,000. The best choice depends on two things -- how much you plan to invest and how long you can leave it ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.