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Borrowers who will have NO prepayment charges: * Individuals - for personal (non-business) loans Across all banks and NBFCs No prepayment charges at all on floating rate loans, regardless of co-borrowers or repayment source * Individuals & Micro and Small Enterprises (MSEs) - for business loans No prepayment charges If loan is from: Scheduled Commercial Banks (excluding Small Finance Banks, RRBs, Local Area Banks) Tier 4 Urban Co-operative Banks NBFC-Upper Layer (NBFC-UL) All India Financial Ins
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